Courses

Registration Information

Discounted cost for League affiliated credit unions is $125 for each new student, or $135 for non-affiliated members. Includes Course material. Scholarships are available. Make Checks payable to FSCJ CU Advisory Committee.

Dropping or withdrawing from a class must be done officially with FSCJ.

All classes are held virtually online through FSCJ. Classes meet from 6:30 p.m. until 8:30 p.m. once a week for 10 weeks.

*Required courses for 6 & 12 course certificates

CWK 0027 Fundamentals of Member Services*

Endorsements & Identification
Member Relations
Regulations
Telephone Techniques
Security Fraud
Cross Selling
Teller Professionalism

CWK 0028 Foundations & Structures of Credit Unions*

History and philosophy of credit unions from beginnings in Germany to the present; structure and organization of credit unions.

CWK 0029 Consumer Lending

Interviewing Techniques
Types of Notes
Evaluating Loan Applications
Regulations
Use of Credit Bureau
Other Securities

CWK 0030 Financial Counseling

Students will gain skills in personal financial counseling. Such skills will include interviewing, listening techniques, and problem solving. Instruction will also be provided in personal and family budgeting, debt management, dealing with creditors, developing a savings plan, and referral sources.

CWK 0031 Human Behavior*

A study of human behavior, psychology and human relations; understanding interests and desires of individuals; matters of personal and group adjustments; understanding ourselves; understanding credit union members.

CWK 0032 Business Math*

Students will learn about various credit union and personal math scenarios including the following:

Decimals, Percentages, Percent Change, Fees Using Percentages
Averaging, Prorating, Annualizing
Simple Interest - Deposits and Loans, Verification of Income
Debt to Income Ratio
Credit Life and Disability Costs, CPI Calculations
Loan to Value – Consumer and Mortgages
Credit Card Utilization
Per Diem, Loan Payoff
Qualified Mortgage Ratio
Book to Look Ratio/Approval Ratio/Pull Through Ratio
Personal Budgeting, Personal Net Worth

CWK 0033 Credit Union Accounting

Course traces the accounting of funds received in the credit union from simple receipts and disbursements, to journal and cash record, to general ledger and the making of financial reports. Students will develop an understanding of the figures compiled.

CWK 0034 Collection Techniques

Organizing a Collection Unit
Skip Tracing
Member Relations: Developing a System for Follow Up
Repossessions
Financial Counseling
Phone Collections
Bankruptcy
Legal Aspects of Collection
Refinancing Loan Balance

CWK 0035 Mortgage Lending

This course will provide a basic introduction to the fundamentals of sound mortgage lending for credit unions, to include philosophy and the processing procedures required to administer a mortgage lending program in a credit union environment

CWK 0036 Financial Management

Introduction to Finance
Financial Statements
Financial Analysis
Budget Planning
Capitalization
Asset-Liability Management
Risk Management
Cash and Liquidity Mangement

CWK 0037 Credit Union Marketing

In this customized course, students will gain knowledge of the role marketing plays within an organization. Topics addressed will include what is “Marketing,” product mix, the marketing environment today and tomorrow, and market segmentation. Also included will be the market and member research, marketing mix, developing sales and service qualiy, marketing plan, advertising tools, marketing budget, and elements of a campaign.

Business Lending

This is a customized course in business lending providing more information about.

Types of businesses
Financial information businesses provide
Business & Commercial loans
Local business resources

CWK 0179 Personal Finance

Introduction to Financial Management

Risk Management
Cash Management
Investment Concepts
Tax Management
Retirement Planning
Estate Planning